119th Congress · HR.8671 On the floor [Congress.gov ↗](https://www.congress.gov/bill/119th-congress/house-bill/8671) [JSON](https://whovotedwhy.com/data/bills/02c79bf288f9db62.json) [Report an error](mailto:hello@jonasneves.com?subject=WhoVotedWhy%20correction%3A%20bill%20hr8671&body=Row%20or%20page%3A%20bill%20hr8671%0AWhat%20is%20wrong%3A%0APrimary%20source%20that%20shows%20it%3A%0A)

# Bank Fraud Technology Advancement Act of 2026

Summary, written by a model from the CRS summary

This bill directs federal banking agencies to study and report on banks' and credit unions' use of advanced fraud detection technology, including how AI and machine learning are used and governed. It also lets the agencies jointly create a temporary pilot program to help small institutions access these tools.

Model-rated AI relevance 55%: AI governance is one of the study's topics, but the bill's main focus is fraud technology in general. (claude-opus-5-5, Oct 22, 2026)

transparency

MF

Sponsored by

[Mike FloodRepublican NE](https://whovotedwhy.com/politicians/F000474)

Data as of: bills Oct 22, 2026 · votes Oct 21, 2026 · statements Oct 19, 2026. [What changed](https://whovotedwhy.com/data/changes.json)

## Progress

1.  Introduced
    
    May 7, 2026
    
2.  Reported by committee
    
    May 13, 2026
    
3.  Passed House
    
    —
    
4.  Passed Senate
    
    —
    
5.  Became law
    
    —
    

Latest action · June 18, 2026

Placed on the Union Calendar, Calendar No. 612.

## Recorded votes

Floor votes carry every member's position; committee tallies carry totals only.

[

House committee H.R. 8671 May 13, 2026

Bank Fraud Technology Advancement Act of 2026

Ordered to be Reported (Amended) · Financial Services Committee

52

1

](https://whovotedwhy.com/votes/b343b12b9750cbd8)

## What members said

Releases that cite this bill first, then releases on the same topics.

[Yvette Clarke](https://whovotedwhy.com/politicians/C001067) Democrat toward oversight Oct 15, 2026 · same topic

Clarke reintroduced legislation requiring disclosure when generative AI is used in political advertising to protect election transparency.

[Source ↗](https://clarke.house.gov/clarke-reintroduces-real-political-ads-act-to-strengthen-transparency-in-ai-generated-political-advertising/)

[Alexandria Ocasio-Cortez](https://whovotedwhy.com/politicians/O000172) Democrat toward oversight Oct 13, 2026 · same topic

Ocasio-Cortez and colleagues urge the FAA to pause its AI air traffic management tool until safety testing, oversight, and accountability questions are answered.

[Source ↗](https://ocasio-cortez.house.gov/media/press-releases/ocasio-cortez-mcclain-delaney-beyer-mfume-subramanyam-and-elfreth-lead-calls)

[April McClain Delaney](https://whovotedwhy.com/politicians/M001232) Democrat toward oversight Oct 9, 2026 · same topic

McClain Delaney and colleagues urged the FAA to pause its AI air traffic tool until safety testing and oversight questions are answered.

[Source ↗](https://mcclaindelaney.house.gov/media/press-releases/mcclain-delaney-leads-call-ocasio-cortez-beyer-mfume-subramanyam-and-elfreth)

[Patty Murray](https://whovotedwhy.com/politicians/M001111) Democrat toward oversight Oct 9, 2026 · same topic

Murray and Wyden criticized the Trump administration's AI-driven Medicare prior authorization pilot for denying seniors care and called for it to end.

[Source ↗](https://www.murray.senate.gov/in-vancouver-senators-murray-wyden-affirm-commitment-to-protecting-medicare-from-ai-prior-authorization/)

[Adam Schiff](https://whovotedwhy.com/politicians/S001150) Democrat toward oversight Oct 9, 2026 · same topic

Schiff calls for enforceable federal guardrails and bipartisan oversight of frontier AI, rejecting voluntary industry commitments.

[Source ↗](https://www.schiff.senate.gov/news/press-releases/watch-sen-schiff-calls-for-stronger-guardrails-on-ai-promises-vigorous-oversight-of-rogue-agent-episodes-on-the-verges-decoder-podcast/)

[Donald Beyer](https://whovotedwhy.com/politicians/B001292) Democrat toward oversight Oct 9, 2026 · same topic

Beyer and colleagues urge the FAA to pause its AI-enabled SMART air traffic management tool until safety testing, implementation, and oversight questions are answered.

[Source ↗](https://beyer.house.gov/news/documentsingle.aspx?DocumentID=9240)

[Chris Van Hollen](https://whovotedwhy.com/politicians/V000128) Democrat toward oversight Oct 9, 2026 · same topic

Van Hollen joins colleagues demanding the FAA pause its AI air traffic tool and provide transparency on safety testing, training, and oversight before deployment.

[Source ↗](https://www.vanhollen.senate.gov/news/press-releases/van-hollen-joins-mcclain-delaney-colleagues-in-call-to-pause-faas-ai-tool-at-washington-area-airports)

[Patty Murray](https://whovotedwhy.com/politicians/M001111) Democrat toward oversight Oct 8, 2026 · same topic

Murray calls for strong federal AI regulation without preempting state laws like Washington's.

[Source ↗](https://www.murray.senate.gov/in-olympia-murray-hears-from-state-leaders-on-wa-efforts-to-regulate-ai-murray-emphasizes-need-for-federal-action-without-preemption/)

Bill data read 2026-10-22T14:48:01.167Z